USD Coin
USDCstablecoin$0.9997-0.01% (24h)
Mkt Cap$72.61B
FDV$72.61B
Vol 24h$17.96B
TVLN/A
7d-0.01%
30d-0.02%
ATH$1.04reached Nov 2018
From ATH-4.15%
Market data: 23h ago
Risk score data: 11d ago
AI briefing data: 78d ago
AI Briefing
Grade B · High adoption, high risk
Market-leading stablecoin with strong adoption but material counterparty and regulatory risks.
Risk findings (4)
High risk (2)
Issuer holds redemption assets
Circle maintains custody of USD reserves; March 2023 SVB exposure caused brief $0.88 depeg.
Issuer can freeze and blacklist accounts
Circle retains unilateral power to freeze or blacklist holder addresses without consensus.
Medium risk (1)
Stablecoin regulatory framework evolving
US stablecoin legislation pending; international rules vary. Regulatory changes could impact USDC viability.
Attention required (1)
No formal third-party smart contract audit
Smart contract code not independently audited by major firm. Circle performs internal reviews only.
Quick checks
4 pass3 warn1 fail
Audit
Team
GitHub
Supply cap
FDV/MC
Vesting
Liquidity
Regulatory
Investment perspective
+Largest stablecoin by adoption after USDT; $72B circulating supply with exceptional liquidity across DEXes and CEXes.
+Circle is US-regulated Money Transmitter; transparent reserve backing and monthly attestations provide accountability.
+Multi-chain deployment (Ethereum, Polygon, Solana, Arbitrum, Optimism) enables broad ecosystem integration and network effects.
+Institutional demand for USD-backed stablecoin growing; on-chain settlement increasingly preferred over traditional banking rails.
Read full analysis →
This is AI-generated analysis for informational purposes only, not financial advice. Stablecoins carry unique counterparty, regulatory, and systemic risks. Always conduct independent research and consult a financial advisor before making investment decisions.
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Risk Matrix
| Impact ↓ / Likelihood → | high | medium | low |
|---|---|---|---|
| high | — | 2 risks | — |
| medium | — | — | 1 risk |
| low | — | — | — |
Click a cell to expand risks